Why a Financial Education Course?
In today’s economic landscape, it’s crucial for young people to gain financial awareness and understand the importance of managing money responsibly. A solid foundation in financial education can provide them with the confidence to make smart choices, plan for the future, and avoid common financial pitfalls. This course aims to offer practical knowledge and tools that will support students on their path toward financial independence.
Course Structure: “Financial Planning Essentials”
The program is organized into 5 main modules, each lasting about one hour. Each module is designed to be interactive and adaptable to the school’s educational needs, ensuring that students can fully benefit from active participation.
- Introduction to Financial Planning
- The importance of planning and personal budgeting.
- Practical exercise: building a simple monthly budget.
- Managing Income and Expenses
- Distinguishing between needs and wants.
- Strategies to track spending and optimize savings.
- Group discussion on spending habits.
- Saving and Investing: The Basics
- Basic concepts of saving and investing.
- Introduction to risk and return.
- Simulation: small investments for future goals.
- Financial Tools for Young People
- Overview of bank accounts, prepaid cards, and credit.
- Introduction to compound interest.
- Calculating compound interest with practical examples.
- Planning for the Future and Debt Management
- The importance of long-term planning.
- How to avoid debt and the risks of excessive borrowing.
- Discussion on real-life cases: saving for the future.
Course Logistics
- Duration: 5 sessions, each lasting about two hours.
- Mode: In-person or online classes (depending on school preference).
- Educational Materials: Handouts, practical examples, budget templates, and self-assessment quizzes.
- Expected Outcomes: By the end of the course, students will receive a certificate of participation and will have gained practical financial skills.
Why Choose This Course?
The course has been developed with a practical and straightforward approach, without unnecessary technicalities but with a strong theoretical foundation that ensures solid learning. Using examples, simulations, and digital tools, students are guided to understand and internalize financial concepts in an engaging and concrete way.