giulianomaestranzi, Author at DIY Investing Hub

Subscription Overload: How to Audit and Slim Down Your Monthly Fixed Costs

Posted on: August 20, 2025August 30, 2025

We live in a world where everything comes with a subscription. From streaming platforms like Netflix and Disney+, to gyms, meal kits, music apps, cloud storage, and even […]

Financial Independence / Personal Finance Basics

The Rule of 72: A Simple Shortcut to Predicting How Fast Your Money Doubles

Posted on: August 19, 2025August 30, 2025

If there’s one thing investors of all levels dream about, it’s seeing their money grow—and ideally, double—over time. But how do you estimate how long it will take […]

Money Psychology / Personal Finance Basics

Relationships and Money: Spotting Financial Red Flags Before They Cost You

Posted on: August 18, 2025August 30, 2025

Money and relationships are deeply intertwined, even if many of us would rather not admit it. Studies consistently show that money is one of the leading causes of […]

Personal Finance Basics / Tax Optimization

Decoding Your Paycheck: What Really Happens Between Gross Pay and Take-Home

Posted on: August 17, 2025August 30, 2025

For many young professionals and even seasoned workers, the first paycheck can be both exciting and confusing. You see a “gross salary” figure on your contract, but when […]

Money Psychology / Personal Finance Basics

The Latte Factor Revisited: Do Small Daily Habits Really Drain Your Wealth?

Posted on: August 16, 2025August 27, 2025

If you’ve ever stumbled across personal finance advice, chances are you’ve heard about the so-called “Latte Factor.” The idea is simple: cut out small, daily indulgences like your […]

young investors

Designing Your Financial Bucket List: How to Set 5-, 10-, and 20-Year Money Goals

Posted on: August 15, 2025August 27, 2025

When you hear the term “bucket list,” you probably think of travel adventures, learning new skills, or once-in-a-lifetime experiences. But what about a financial bucket list? Just like […]

Basic Investing / Money Psychology / Personal Finance Basics

Investing in Health: Why Your Well-Being Shapes Your Wealth

Posted on: August 14, 2025August 27, 2025

When most people think about investing, their mind goes straight to stocks, bonds, or maybe even real estate. Rarely do we consider our health as a form of […]

Financial Independence / Personal Finance Basics

Side Hustle or Part-Time Job? Finding the Smarter Financial Path

Posted on: August 13, 2025August 22, 2025

In today’s economy, relying solely on one source of income often feels risky. Whether you’re a student juggling tuition, a young professional trying to save for a first […]

Basic Investing / Personal Finance Basics / young investors

Money Talks: Navigating Finances With Your Partner or Roommate

Posted on: August 12, 2025August 22, 2025

Money can be one of the most sensitive topics in any relationship, whether romantic or platonic. It’s not unusual for couples or even roommates to avoid the subject […]

Basic Investing / Personal Finance Basics

Tax-Efficient Investing: Simple Strategies That Keep More Money in Your Pocket

Posted on: August 11, 2025August 22, 2025

When people think about investing, they usually focus on returns: “How much can I make if this stock goes up?” or “What’s the annual yield on that fund?” […]